15 Ways that helped us save £10,000

1. Sell things. Easy way to start. Identify things you don’t use or no longer need & get to selling!

2. Save First. This is a game changer on the mindset and exercising the habit of saving

3. Wait 24 hours before you spend on discretionary items. Gives you time to really think about whether you need that thing. Stop impulse purchases - oh how these purchases add up!

4. Increase your income - are you being paid fairly for the work that you are already doing?

5. Eat at home, eliminating the cost of service and only have the cost of the ingredients that you are using

6. Be cautious of your utility usage. Switch off the lights. Do not leave the water running

7. Save on entertainment. Be creative and research on free events and things you can do for free or for minimal fee

8. Wait to upgrade - tablets, phone, car etc, you don’t always need the upgrade, especially when the one you have already works

9. Single car household? If it’s not essential or not in use then often enough you can sell one & save on upkeep, insurance etc

10. Shop smart - be wise when you choose the shops you buy from

11. Use a shopping list and stick to it. . Consciously create the habit of sticking to the budget

12. Do not have debt, more money toward investing and saving

13. Track your spending. See where your money is going each month and see how much you are spending and where your money is going

14. Use things up fully e.g. beauty products, toiletries,, condiments and clothing, ensure that you get full use of things