How did I get here?

The big question you will ask yourself once you have totalled up the numbers and you see just how much in debt you are! You start to wander, how on earth! When did this happen?  Surely I know better than this? You may have even avoided totalling this number for a long time. I want to encourage you today, that yes, the number doesn't look great, yes you cannot understand how you got here, yes it's scary BUT you have just taken the number 1 and biggest step, YOU HAVE SEEN WHERE YOU ARE. It is the biggest step forward and the start of victory to overcoming debt. Here are some tips for you going forward:

  1. Do not keep blaming yourself for what it is - It is what it is!

  2. Stop thinking that the number is way too big so better to just continue - you can undo this!

  3. Stop looking at how big the number is - look at the fact that at least now you can make a difference to your life!

  4. Do not let fear tell you that you are a failure - you are actually victorious for starting to make changes in your life to overcome this!

  5. Stop thinking that you can never pay all this back - know that you will chip away at this one number at a time and once you get started, you will be on a roll sooner than you know!

WELL DONE for being real with yourself and seeing where you actually are! This is the beginning of a journey you will never regret!

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The dreaded B word

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How to get started on your journey to financial freedom?